General Liability Insurance
At Southeastern Insurance Agency, we understand the high-speed, high-contact environment of last-mile delivery. Whether you're managing delivery operations for Amazon or FedEx, general liability insurance is a critical layer of protection against the unexpected.
Insurance Built By DSPs, for DSPs: Protecting What We Know Best
FAQs
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General liability insurance helps safeguard your delivery business from common risks that can arise during your daily operations. It offers financial protection in the event of third-party injuries, property damage, or legal claims stemming from advertising or personal injury.
While not required by law, general liability insurance is often mandated by contracts with Amazon, FedEx, landlords, or clients. It's also a standard requirement for certain licenses and permits.
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For DSPs and ISPs, general liability insurance typically includes coverage for:
Third-Party Bodily Injury
If someone is injured on your premises—such as a vendor, visitor, or non-employee—your policy can cover medical costs and legal expenses.Property Damage
If a driver or staff member accidentally damages someone else's property during a delivery or at a commercial site, this coverage can help pay for the damages.Advertising & Personal Injury
Includes protection against claims of libel, slander, and copyright infringement, including those stemming from your website, promotional content, or social media presence.Product & Completed Operations Liability
Covers damages caused by your services or operations after they’ve been completed—for example, if a delivered package causes harm due to improper handling.
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Most Amazon DSPs and FedEx ISPs start with a $1 million per occurrence / $2 million aggregate policy, which covers up to $1 million per claim and $2 million total per policy year. However, the right amount depends on:
Fleet size
Delivery zones
Contractual obligations
History of past claims
Our agents can help you determine what coverage limits best protect your business and ensure compliance with Amazon and FedEx requirements.
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Absolutely. Whether you're a subcontractor or a solo delivery professional, you may be held liable for incidents during the job. Many Amazon and FedEx partners require contractors to carry proof of general liability insurance before starting work.
Even when it’s not required, coverage is a smart way to shield yourself from costly lawsuits and accidents.