Non-Emergency Medical Transportation Insurance
Non-Emergency Medical Transportation (NEMT) providers deliver essential transportation services for patients traveling to and from medical appointments, treatment centers, and care facilities. These operations face unique risks involving passengers, vehicles, employees, and specialized equipment.
Southeastern Insurance Agency works with NEMT providers to develop insurance solutions designed to help protect your business, employees, and the people you serve.
Our Specialized Coverages Include:
Non-Emergency Medical Transportation operations require insurance coverage that addresses both transportation and healthcare-related exposures. Coverage options may include:
Workers’ Compensation - Workers’ compensation insurance helps protect your employees if they are injured while performing job-related duties, including driving, assisting passengers, or handling equipment.
Commercial Auto - Commercial auto insurance provides coverage for vehicles used in NEMT operations, helping protect against liability, physical damage, and other auto-related risks.
General Liability - General liability insurance helps protect your business from third-party claims involving bodily injury, property damage, or personal injury arising from daily operations.
Professional Liability - Professional liability insurance can help protect NEMT providers from claims related to service decisions, patient handling, or alleged professional errors.
Commercial Property - Commercial property insurance provides coverage for owned or leased buildings, offices, and business personal property such as dispatch equipment and office furnishings.
Employment Practices Liability - Employment Practices Liability Insurance (EPLI) helps protect against claims related to employment practices, including wrongful termination, discrimination, or harassment.
Equipment Coverage & Inland Marine - Equipment and inland marine coverage helps protect mobile medical transport equipment such as wheelchairs, lifts, and stretchers while in transit or at various locations.
Motor Truck Cargo - Motor truck cargo insurance, when applicable, can help cover property or equipment being transported while in your care, custody, or control.
Why Insurance Matters for NEMT Services
Non-Emergency Medical Transportation providers face a combination of transportation, liability, and employment risks. The right insurance program can help:
Protect passengers, drivers, and staff
Safeguard vehicles and specialized equipment
Reduce financial exposure from accidents and claims
Support long-term business stability
Work With Southeastern Insurance Agency
Southeastern Insurance Agency understands the challenges faced by Non-Emergency Medical Transportation providers. We work with businesses of all sizes to develop insurance programs tailored to their operations, vehicles, and risk exposures.
Contact Southeastern Insurance Agency to learn more about insurance solutions for Non-Emergency Medical Transportation services.